Considerations When Purchasing Health Insurance

The first question everyone asks when looking at health plans is “How much is this going to cost?”  While there is no denying that premium is an important consideration, the true cost of any health plan is more complicated than just the outlay for premiums. Once you add up the potential out-of-pocket costs associated with… Continue Reading Considerations When Purchasing Health Insurance

CODE CHANGES: Have you bought your CDT 2020 yet?

Another year means another Code on Dental Procedures and Nomenclature or CDT. The CDT 2020 is the dental office reference manual that the American Dental Association publishes on an annual basis. This manual contains all the CDT code, which is the national terminology for reporting dental services on claims submitted to insurance companies. For 2020,… Continue Reading CODE CHANGES: Have you bought your CDT 2020 yet?

Updated Copying Records Fees Now Posted

Can you charge a patient to copy their dental record? Yes, you can, but you must do so in accordance to statute 146.83(3f)(c)2. The schedule of health care provider records fees is updated annually and must be followed when a request for copies is made. As always, you own the dental record and should never… Continue Reading Updated Copying Records Fees Now Posted

How Much Life Insurance is Enough?

Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living. At Professional Insurance Programs, we understand the life insurance needs of our customers. The necessity of… Continue Reading How Much Life Insurance is Enough?

Silver diamine fluoride is covered under ForwardHealth

Freeze! You’re under ARREST! That’s what I tell tooth decay whenever I see it and usually, I am able to put it away for good! However sometimes, I have to leave a little decay behind. It makes me feel uncomfortable knowing that there is STILL decay under my beautiful restorations. I wish there was something… Continue Reading Silver diamine fluoride is covered under ForwardHealth

Why Disability Income Insurance Matters

Whether you are considering disability insurance, bought a policy on someone else’s recommendation, or are just getting tired of writing the check every year—it is essential to understand why disability income insurance matters. If you’re like most people, you can agree that insurance is vital in protecting your most valuable assets. But what are your… Continue Reading Why Disability Income Insurance Matters

What constitutes a malpractice claim?

It is a common question from our clients. What types of claims do you see? Working with professional liability insurance, you see all different types of scenarios that lead to claim situations. In most cases it comes down to how a claim is handled that will create the best outcome for the patient and the… Continue Reading What constitutes a malpractice claim?

Save on 2019 CDT

Another year and another Code on Dental Procedures and Nomenclature (CDT) update. The CDT 2019 is the dental office reference manual that the American Dental Association publishes on an annual basis. This manual contains all the CDT codes which are the national terminology for reporting dental services on claims submitted to insurance companies. For 2019,… Continue Reading Save on 2019 CDT

CMS changes for dentists who make oral appliances for Medicare beneficiaries

Just when we think things have leveled off, another change to a Medicare requirement has come forth by the Centers for Medicare & Medicaid Services (CMS) in regards to dentists who are enrolled for Durable Medical Equipment, Prosthetics, Orthotics, and Supplies (DMEPOS) services. Back in 2009, CMS published a final rule that required certain DMEPOS… Continue Reading CMS changes for dentists who make oral appliances for Medicare beneficiaries

WDA Association Health Plan

The WDA Association Health Plan, underwritten by WPS Health Insurance, is exclusive to Wisconsin Dental Association members only. The WDA Association Health Plan allows practices to be underwritten outside of “community rating.” This means there will be health underwriting and your group will be rated accordingly (unlike Affordable Care Act plans which do not take… Continue Reading WDA Association Health Plan