At least 70 percent of people over 65 will need long-term care services and support at some point in their lives according to the Centers for Medicare & Medicaid Services
Long-term care or LTC insurance is an important coverage that provides valuable support and financial resources that help cover the cost of extended care you might need in the event of an illness, accident or through the normal effects of aging. By helping protect your assets and giving you choice and control over where you receive care — including in your home — LTC insurance helps you and your family face the future with confidence.
This guide will help you understand the risks associated with needing long-term care, how to avoid common mistakes when planning for care over an extended period of time and how to reduce costs when obtaining LTC insurance coverage.
For more information on long-term care insurance or to talk to our long-term care specialist, please call 800-637-4676 or email [email protected].